/* ============================================================
   HDD Financial — Florida LP
   Static / mobile-first stylesheet — DARK brand theme
   ------------------------------------------------------------
   Brand: dark slate background · coral-red accent (CTA / eyebrow
   / icons) · orange "HDD" wordmark with red underline bar.
   Matches hddfinancial.com. All colors + fonts live in :root.
   If the client provides the official logo file, drop it in
   assets/img/ and swap the .brand__mark block in the HTML.
   ============================================================ */

:root {
  /* --- Brand palette (from hddfinancial.com) --- */
  --logo-orange: #e9a11e;  /* "HDD" wordmark + numeric highlights */
  --logo-orange-2: #f0b53f;
  --red:        #e8472e;   /* primary accent / CTA / eyebrow / icons */
  --red-dark:   #cf3a22;   /* accent hover */
  --red-ink:    #ffffff;   /* text on red (large/bold) */

  --bg:         #1b232e;   /* page background */
  --bg-2:       #212c39;   /* alternating section */
  --surface:    #212b38;   /* cards / panels */
  --surface-2:  #18202a;   /* deep panels (form card) */
  --border:     #33414f;   /* borders on dark */
  --border-soft: rgba(255,255,255,.09);

  --text:       #edf2f7;   /* primary text on dark */
  --text-soft:  #a7b4c2;   /* secondary text */
  --text-dim:   #7d8b9a;   /* tertiary / legal */

  --green:      #35c07a;   /* success cues on dark */
  --green-soft: rgba(53,192,122,.14);

  /* --- Semantic aliases --- */
  --brand-dark: var(--bg);
  --cta:        var(--red);
  --cta-hover:  var(--red-dark);
  --cta-text:   var(--red-ink);

  /* --- Type --- */
  --font-sans: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  /* Headings: condensed uppercase like the client site (Oswald w/ fallbacks) */
  --font-head: "Oswald", "Arial Narrow", "Helvetica Neue Condensed", var(--font-sans);
  /* Logo wordmark: heavy wide grotesque */
  --font-logo: "Archivo Black", "Arial Black", "Helvetica Neue", Arial, sans-serif;

  /* --- Metrics --- */
  --radius:    10px;
  --radius-lg: 16px;
  --tap: 48px;
  --maxw: 1120px;
  --gutter: 20px;
  --shadow-sm: 0 1px 2px rgba(0,0,0,.25), 0 1px 3px rgba(0,0,0,.30);
  --shadow-md: 0 8px 24px rgba(0,0,0,.35);
  --shadow-lg: 0 20px 52px rgba(0,0,0,.45);
  --glow-red: 0 8px 26px rgba(232,71,46,.38);
}

/* ---------------- Reset-ish ---------------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3 {
  font-family: var(--font-head); line-height: 1.05; margin: 0 0 .5em;
  letter-spacing: .005em; text-transform: uppercase; font-weight: 700;
}
h1 { font-size: clamp(2rem, 6.6vw, 3.4rem); }
h2 { font-size: clamp(1.6rem, 5vw, 2.5rem); }
h3 { font-size: 1.28rem; font-weight: 600; }
p  { margin: 0 0 1rem; }
:focus-visible { outline: 3px solid var(--red); outline-offset: 2px; border-radius: 6px; }

/* ---------------- Layout ---------------- */
.container { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: var(--gutter); }
.section { padding-block: clamp(46px, 8vw, 88px); }
.section--tight { padding-block: clamp(28px, 5vw, 44px); }
.section--alt { background: var(--bg-2); }
.section--dark { background: var(--surface-2); }
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px; font-family: var(--font-head);
  font-size: .95rem; font-weight: 600; letter-spacing: .16em; text-transform: uppercase;
  color: var(--red); margin-bottom: .7rem;
}
.eyebrow::before { content: ""; width: 34px; height: 3px; background: var(--red); border-radius: 2px; }
.lead { font-size: 1.1rem; color: var(--text-soft); max-width: 62ch; }
.center { text-align: center; }
.mt-0 { margin-top: 0; }

/* ---------------- Logo wordmark (recriação do lockup HDD Financial) ---------------- */
.brand { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; color: var(--text); }
.brand__logo { display: inline-flex; flex-direction: column; line-height: 1; }
.brand__logo b {
  font-family: var(--font-logo); font-weight: 900; color: var(--logo-orange);
  font-size: 1.6rem; letter-spacing: -.02em; line-height: .92;
  padding-bottom: 5px; border-bottom: 3px solid var(--red);
}
.brand__logo i {
  font-style: normal; font-family: var(--font-head); font-weight: 600; color: #fff;
  text-transform: uppercase; letter-spacing: .265em; font-size: .68rem;
  margin: 4px -.265em 0 0; /* margem negativa cancela o tracking sobrando à direita */
}
/* Se o cliente enviar o logo oficial (PNG/SVG), trocar o bloco por <img class="brand__img"> */
.brand__img { height: 46px; width: auto; display: block; }

/* ---------------- Buttons ---------------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  min-height: var(--tap); padding: 12px 24px;
  font-family: var(--font-head); font-weight: 600; font-size: 1.02rem; letter-spacing: .04em;
  text-transform: uppercase; text-decoration: none;
  border: 2px solid transparent; border-radius: var(--radius); cursor: pointer;
  transition: background-color .15s ease, transform .05s ease, box-shadow .15s ease, border-color .15s ease;
  line-height: 1.1; text-align: center;
}
.btn:active { transform: translateY(1px); }
.btn--primary { background: var(--cta); color: var(--cta-text); box-shadow: var(--glow-red); }
.btn--primary:hover { background: var(--cta-hover); }
.btn--ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.45); }
.btn--ghost:hover { background: rgba(255,255,255,.10); border-color: rgba(255,255,255,.75); }
.btn--outline { background: transparent; color: var(--text); border-color: var(--border); }
.btn--outline:hover { border-color: var(--red); color: #fff; }
.btn--lg { min-height: 54px; font-size: 1.08rem; padding: 15px 28px; }
.btn--block { display: flex; width: 100%; }
/* WhatsApp CTA */
.btn--wa { background: #25d366; color: #06331b; box-shadow: 0 8px 24px rgba(37,211,102,.30); }
.btn--wa:hover { background: #1db954; }
.btn--wa svg { flex: 0 0 auto; }

/* ---------------- Header ---------------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(20,27,36,.92); backdrop-filter: saturate(140%) blur(8px);
  border-bottom: 1px solid var(--border-soft);
}
.site-header .container { display: flex; align-items: center; gap: 12px; min-height: 66px; }
.site-header .brand__logo b { font-size: 1.4rem; }
.header-spacer { flex: 1 1 auto; }
.header-actions { display: flex; align-items: center; gap: 10px; }
.header-call { display: none; color: #fff; text-decoration: none; font-weight: 700; white-space: nowrap; align-items: center; gap: 7px; }
.header-call:hover { color: var(--red); }
.lang-toggle { display: flex; border: 1px solid var(--border); border-radius: 999px; overflow: hidden; font-family: var(--font-head); font-size: .85rem; letter-spacing: .05em; }
.lang-toggle a { padding: 7px 12px; text-decoration: none; color: var(--text-soft); font-weight: 600; }
.lang-toggle a[aria-current="true"] { background: var(--red); color: #fff; }
.header-apply { display: none; }

/* ---------------- Hero ---------------- */
.hero { position: relative; color: #fff; background: var(--bg); overflow: hidden; }
.hero__media {
  position: absolute; inset: 0; z-index: 0; overflow: hidden;
  /* Fallback (aparece se a foto não carregar): gradiente escuro da marca */
  background: linear-gradient(120deg, #24303f 0%, #1b232e 55%, #141a23 100%);
}
/* Foto real do rig (drop-in): assets/img/hero.jpg — Ditch Witch JT20.
   onerror no <img> remove a foto e deixa o gradiente aparecer. */
.hero__photo {
  position: absolute; inset: 0; width: 100%; height: 100%;
  object-fit: cover; object-position: center 55%;
}
/* Overlay escuro (mais forte à esquerda) para o texto do hero ficar legível */
.hero__media::before {
  content: ""; position: absolute; inset: 0;
  background:
    linear-gradient(180deg, rgba(14,19,26,.74), rgba(14,19,26,.92)),
    linear-gradient(90deg, rgba(14,19,26,.94) 0%, rgba(14,19,26,.62) 48%, rgba(14,19,26,.20) 100%),
    radial-gradient(120% 90% at 82% 0%, rgba(232,71,46,.16), transparent 60%);
}
.hero__media::after {
  content: ""; position: absolute; inset: 0;
  background-image: repeating-linear-gradient(45deg, rgba(233,161,30,.05) 0 22px, transparent 22px 44px);
  opacity: .5;
}
.hero .container { position: relative; z-index: 1; }
.hero__grid { display: grid; gap: 28px; padding-block: clamp(40px, 8vw, 76px); }
/* Máscara de leitura: painel translúcido + blur atrás do bloco de texto */
.hero__grid > div:first-child {
  background: rgba(13, 18, 25, .58);
  backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px);
  border: 1px solid rgba(255,255,255,.08); border-radius: var(--radius-lg);
  padding: clamp(22px, 4vw, 36px);
}
.hero h1, .hero__sub { text-shadow: 0 2px 10px rgba(0,0,0,.45); }
.hero__eyebrow { color: var(--red); font-family: var(--font-head); font-weight: 600; letter-spacing: .14em; text-transform: uppercase; font-size: .92rem; display: inline-flex; align-items: center; gap: 10px; }
.hero__eyebrow::before { content:""; width: 34px; height: 3px; background: var(--red); border-radius:2px; }
.hero h1 { color: #fff; margin-top: .5rem; }
.hero__sub { font-size: 1.32rem; color: #d3dde7; max-width: 60ch; }
.hero__ctas { display: flex; flex-direction: column; gap: 12px; margin-top: 8px; }
/* Linha do telefone + trust chips juntos */
.hero__callrow { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 14px; margin-top: 14px; }
.hero__callrow .trust-chips { margin-top: 0; }
.hero__callrow .btn--wa { padding-inline: 20px; flex: 0 0 auto; } /* mais curto no comprimento */
.hero__callrow .trust-chips { gap: 7px; }
.hero__callrow .chip { padding: 6px 11px; font-size: .82rem; }
/* Imagem da 2ª marca (Vermeer) ao fim de "What we finance" — drop-in gracioso */
.finance-shot { margin: 30px 0 0; }
.finance-shot img {
  width: 100%; max-height: 360px; object-fit: cover; border-radius: var(--radius-lg);
  border: 1px solid var(--border); box-shadow: var(--shadow-md); background: #0f1620;
}
.finance-shot figcaption {
  margin-top: 12px; text-align: center; font-family: var(--font-head); text-transform: uppercase;
  letter-spacing: .1em; font-size: .78rem; color: var(--text-soft);
}
.trust-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 24px; padding: 0; list-style: none; }
.chip {
  display: inline-flex; align-items: center; gap: 7px;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14);
  color: #eaf1f8; font-size: .86rem; font-weight: 600;
  padding: 8px 13px; border-radius: 999px;
}
.chip svg { flex: 0 0 auto; color: var(--red); }
.chip--es { background: var(--red); color: #fff; border-color: var(--red); }
.chip--es svg { color: #fff; }

/* ---------------- Trust bar (faixa laranja, ícones próprios + divisórias) ---------------- */
.proofbar { background: linear-gradient(180deg, #efa620, var(--logo-orange)); color: #fff; }
.proofbar__row { display: flex; flex-wrap: wrap; align-items: stretch; justify-content: center; gap: 6px; padding-block: 30px; }
.proofbar__item { flex: 1 1 150px; display: flex; flex-direction: column; align-items: center; text-align: center; gap: 12px; padding: 6px 16px; }
.proofbar__ic { width: 56px; height: 56px; color: #fff; }
.proofbar__ic svg, .proofbar__ic img { width: 100%; height: 100%; display: block; object-fit: contain; filter: drop-shadow(0 2px 4px rgba(120,70,0,.28)); }
.proofbar__item p {
  margin: 0; font-family: var(--font-head); text-transform: uppercase; letter-spacing: .03em;
  font-weight: 600; font-size: .98rem; line-height: 1.16; color: #fff;
}
.proofbar__item small {
  display: block; font-style: italic; text-transform: none; letter-spacing: 0; font-weight: 400;
  font-size: .66rem; color: rgba(255,255,255,.8); margin-top: 4px;
}
.proofbar__div { width: 1px; align-self: center; height: 60px; background: rgba(255,255,255,.4); }
@media (max-width: 760px) {
  .proofbar__div { display: none; }
  .proofbar__item { flex-basis: 42%; }
}

/* ---------------- Cards / What we finance ---------------- */
.cards { display: grid; gap: 16px; grid-template-columns: 1fr; margin-top: 28px; }
.card {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg);
  padding: 24px; box-shadow: var(--shadow-sm); transition: border-color .15s ease, transform .15s ease;
}
.card:hover { border-color: var(--red); transform: translateY(-2px); }
.card__icon {
  width: 62px; height: 62px; border-radius: 14px; display: grid; place-items: center;
  background: linear-gradient(160deg, #e8472e, #cf3a22);
  box-shadow: 0 6px 18px rgba(232,71,46,.28); color: #fff; margin-bottom: 18px;
}
.card__icon svg { width: 34px; height: 34px; }
.card__icon img { width: 38px; height: 38px; object-fit: contain; }
.card h3 { margin-bottom: .4rem; color: #fff; }
.card p { color: var(--text-soft); margin-bottom: 0; font-size: .98rem; }
.micro-cta { margin-top: 24px; }
.micro-cta > a:not(.btn) { color: var(--red); font-family: var(--font-head); text-transform: uppercase; letter-spacing: .05em; font-weight: 600; text-decoration: none; display: inline-flex; align-items: center; gap: 7px; min-height: 44px; }
.micro-cta > a:not(.btn):hover { color: var(--logo-orange); }

/* ---------------- Why Florida ---------------- */
.why-grid { display: grid; gap: 18px; grid-template-columns: 1fr; margin-top: 26px; }
.why-item { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 22px; }
.why-item h3 { display: flex; align-items: center; gap: 10px; color: #fff; }
.why-item .tag { font-family: var(--font-head); font-size: .74rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: #fff; background: var(--red); padding: 4px 9px; border-radius: 6px; }
.why-item p { color: var(--text-soft); margin-bottom: 0; }
.stat-big { font-family: var(--font-head); font-size: clamp(2rem, 7vw, 2.8rem); font-weight: 700; color: var(--logo-orange); line-height: 1; }

/* ---------------- How it works ---------------- */
.steps { display: grid; gap: 16px; grid-template-columns: 1fr; margin-top: 28px; counter-reset: step; }
.step { position: relative; background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 24px 22px 22px 68px; box-shadow: var(--shadow-sm); }
.step::before {
  counter-increment: step; content: counter(step);
  position: absolute; left: 20px; top: 22px; width: 36px; height: 36px; border-radius: 50%;
  background: var(--red); color: #fff; display: grid; place-items: center; font-family: var(--font-head); font-weight: 700;
}
.step h3 { margin-bottom: .3rem; color: #fff; }
.step p { color: var(--text-soft); margin: 0; font-size: .96rem; }

/* ---------------- How it works (colunas horizontais + card de detalhe) ---------------- */
.hiw { display: grid; gap: 22px; grid-template-columns: 1fr; margin-top: 30px; }
.hiw__step { display: flex; flex-direction: column; gap: 16px; }
.hiw__topline { display: flex; align-items: center; gap: 14px; margin-bottom: 4px; }
.hiw__dot {
  width: 14px; height: 14px; border-radius: 50%; background: var(--red); flex: 0 0 auto;
  box-shadow: 0 0 0 5px rgba(232,71,46,.18);
}
.hiw__num {
  font-family: var(--font-head); font-weight: 800; font-size: 3.2rem; line-height: .82;
  color: transparent; -webkit-text-stroke: 2px rgba(255,255,255,.30); letter-spacing: .02em;
}
.hiw__step h3 { margin: 0; color: #fff; }
.hiw__desc { color: var(--text-soft); margin: 0; font-size: .97rem; }
.hiw__card {
  margin-top: auto; background: var(--surface); border: 1px solid var(--red);
  border-radius: var(--radius-lg); padding: 20px;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.hiw__step:hover .hiw__card { transform: translateY(-5px); box-shadow: var(--glow-red); }
.hiw__card-title {
  color: var(--red); font-family: var(--font-head); text-transform: uppercase;
  letter-spacing: .09em; font-size: .8rem; font-weight: 600; margin: 0 0 13px;
}
.hiw__card ul { list-style: none; padding: 0; margin: 0 0 15px; display: grid; gap: 10px; }
.hiw__card li { position: relative; padding-left: 18px; color: var(--text); font-size: .95rem; }
.hiw__card li::before { content: ""; position: absolute; left: 0; top: 8px; width: 7px; height: 7px; border-radius: 50%; background: var(--red); }
.hiw__pill {
  display: inline-flex; align-items: center; gap: 7px; background: #0f1620; border: 1px solid var(--border);
  color: #fff; border-radius: 999px; padding: 7px 14px; font-family: var(--font-head);
  text-transform: uppercase; letter-spacing: .05em; font-size: .78rem; font-weight: 500;
}
.hiw__pill svg { color: var(--red); }

/* ---------------- About HDD Financial ---------------- */
.about { display: grid; gap: 24px; }
.about__punch {
  font-family: var(--font-head); text-transform: uppercase; font-weight: 700; line-height: 1.05;
  font-size: clamp(1.5rem, 3.2vw, 2.1rem); color: #fff; margin: 18px 0 0;
}
.about__we { color: var(--red); }
.about__body p { color: var(--text-soft); }
.about__close {
  color: #fff; font-family: var(--font-head); text-transform: uppercase; font-weight: 600;
  letter-spacing: .02em; font-size: 1.16rem; line-height: 1.25;
  border-left: 3px solid var(--red); padding-left: 15px; margin-top: 22px;
}

/* ---------------- Used / auction band ---------------- */
.band-used { background: linear-gradient(180deg, var(--bg-2), var(--bg)); border-top: 3px solid var(--red); }
.band-used .yes { color: var(--logo-orange); font-weight: 700; }
/* +30% na fonte; largura pra fechar em ~2 linhas alinhado com o título */
.band-used .lead { font-size: 1.45rem; line-height: 1.4; max-width: 70ch; }
.band-used .lead .yes { white-space: nowrap; }

/* ---------------- FAQ ---------------- */
.faq { max-width: 780px; margin-top: 24px; }
.faq details { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); margin-bottom: 10px; overflow: hidden; }
.faq details[open] { border-color: var(--red); }
.faq summary {
  cursor: pointer; list-style: none; padding: 17px 46px 17px 18px; font-weight: 600; position: relative;
  min-height: var(--tap); display: flex; align-items: center; color: #fff; font-family: var(--font-head); text-transform: uppercase; letter-spacing: .02em; font-size: 1.05rem;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 18px; top: 50%; transform: translateY(-50%); font-size: 1.5rem; color: var(--red); font-weight: 400; }
.faq details[open] summary::after { content: "\2013"; }
.faq .faq__a { padding: 0 18px 17px; color: var(--text-soft); }
.faq .faq__a p { margin: 0; }

/* ---------------- Form ---------------- */
.form-section { background: var(--bg-2); }
.form-wrap { display: grid; gap: 28px; grid-template-columns: 1fr; }
.form-card {
  background: var(--surface-2); color: var(--text); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 24px; box-shadow: var(--shadow-lg);
}
.form-card__title { font-family: var(--font-head); text-transform: uppercase; letter-spacing: .04em; font-size: 1.25rem; font-weight: 600; color: #fff; margin: 0 0 2px; }
.form-card__top { color: var(--text-soft); font-size: .95rem; margin: 0 0 4px; display: flex; align-items: center; gap: 8px; }
.form-card__top svg { color: var(--green); }
.progress { display: flex; gap: 6px; margin: 16px 0 20px; }
.progress span { height: 6px; flex: 1; border-radius: 999px; background: var(--border); }
.progress span.is-active { background: var(--red); }
.field { margin-bottom: 15px; }
.field label { display: block; font-family: var(--font-head); text-transform: uppercase; letter-spacing: .05em; font-weight: 500; font-size: .82rem; color: var(--text-soft); margin-bottom: 7px; }
.field .req { color: var(--red); }
.field input, .field select {
  width: 100%; min-height: var(--tap); padding: 12px 14px; font: inherit;
  border: 1.5px solid var(--border); border-radius: var(--radius);
  background: #131a22; color: var(--text); appearance: none;
}
.field input::placeholder { color: #64717f; }
.field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%23a7b4c2' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center; padding-right: 42px;
}
.field input:focus, .field select:focus { border-color: var(--red); outline: none; box-shadow: 0 0 0 3px rgba(232,71,46,.25); }
.field-row { display: grid; gap: 15px; grid-template-columns: 1fr; }
.form-step[hidden] { display: none; }
.form-actions { display: flex; gap: 10px; margin-top: 6px; }
.form-actions .btn { flex: 1; }
.form-legal { font-size: .78rem; color: var(--text-dim); margin: 13px 0 0; }
.form-side h2 { color: #fff; }
.form-side ul { list-style: none; padding: 0; margin: 18px 0 0; display: grid; gap: 12px; }
.form-side li { display: flex; gap: 11px; align-items: flex-start; color: var(--text-soft); }
.form-side li svg { color: var(--logo-orange); flex: 0 0 auto; margin-top: 2px; }
.contact-lines { margin-top: 22px; display: grid; gap: 12px; }
.contact-line { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--text); }
.contact-line__icon { width: 44px; height: 44px; border-radius: 12px; background: rgba(232,71,46,.14); color: var(--red); display: grid; place-items: center; flex: 0 0 auto; }
.contact-line small { display: block; font-family: var(--font-head); text-transform: uppercase; letter-spacing: .06em; font-size: .7rem; color: var(--text-dim); }
.contact-line strong { font-size: 1.12rem; }
.contact-line:hover strong { color: var(--red); }

/* Thank-you state */
.form-thanks { text-align: center; padding: 20px 6px; }
.form-thanks .check { width: 58px; height: 58px; border-radius: 50%; background: var(--green-soft); color: var(--green); display: grid; place-items: center; margin: 0 auto 14px; }
.form-thanks h3 { color: #fff; }
.form-thanks ul { text-align: left; max-width: 340px; margin: 14px auto 0; color: var(--text-soft); padding-left: 20px; }

/* ---------------- Footer ---------------- */
.site-footer { background: #10161d; color: var(--text-dim); font-size: .86rem; border-top: 1px solid var(--border-soft); }
.site-footer .container { padding-block: 32px; display: grid; gap: 16px; }
.footer-top { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 16px; }
.site-footer a { color: var(--text-soft); }
.footer-legal { font-size: .76rem; color: var(--text-dim); line-height: 1.6; }

/* ---------------- Mobile fixed bar ---------------- */
.mobilebar {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
  display: grid; grid-template-columns: 1fr 1fr; gap: 8px;
  background: rgba(16,22,29,.97); border-top: 1px solid var(--border);
  box-shadow: 0 -4px 18px rgba(0,0,0,.5);
  transform: translateY(115%); transition: transform .25s ease;
  padding: 8px; padding-bottom: calc(8px + env(safe-area-inset-bottom, 0px));
}
.mobilebar.is-visible { transform: translateY(0); }
.mobilebar .btn { min-height: 50px; }
.mobilebar .btn--call { background: #fff; color: #10161d; }

@media (max-width: 860px) {
  body.has-mobilebar { padding-bottom: 76px; }
}

/* ---------------- Honeypot (anti-spam, off-screen) ---------------- */
.hp-field {
  position: absolute !important; left: -9999px !important; top: auto;
  width: 1px; height: 1px; overflow: hidden;
}

/* ---------------- No-JS banner ---------------- */
.noscript-banner {
  background: var(--red); color: #fff; text-align: center;
  padding: 12px 16px; font-weight: 600;
}
.noscript-banner a { color: #fff; }

/* ---------------- Skip link ---------------- */
.skip-link { position: absolute; left: 8px; top: -60px; z-index: 100; background: var(--red); color: #fff; padding: 10px 14px; border-radius: 8px; font-weight: 700; transition: top .15s ease; }
.skip-link:focus { top: 8px; }

/* ---------------- Responsive ---------------- */
@media (min-width: 720px) {
  .field-row { grid-template-columns: 1fr 1fr; }
  .cards { grid-template-columns: repeat(3, 1fr); }
  .steps { grid-template-columns: repeat(3, 1fr); }
  .hiw { grid-template-columns: repeat(3, 1fr); gap: 24px; align-items: stretch; }
  .why-grid { grid-template-columns: repeat(3, 1fr); }
  .hero__ctas { flex-direction: row; flex-wrap: wrap; }
  .hero__ctas .btn { flex: 0 0 auto; }
}
@media (min-width: 861px) {
  .header-call { display: inline-flex; }
  .header-apply { display: inline-flex; }
  .mobilebar { display: none !important; }
  .hero__grid { max-width: 900px; margin-inline: auto; }
  .form-wrap { grid-template-columns: 1fr 1fr; align-items: start; }
  .form-side { position: sticky; top: 86px; }
  .about { grid-template-columns: 5fr 6fr; gap: 48px; align-items: start; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}
